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About Us


EU Property Solutions are a team of Insolvency and debt consultants who specialise in property associated debt. Essentially we provide tailored pre- insolvency strategies, we will look at your situation and provide options best suited to your desired outcome.

This can involve negotiating with lenders to get a debt writedown on property shortfalls, fighting to claim a deposit back on property that was not completed and or helping to sell a property in negative equity to minimise exposure before a sale.

Whatever plan is put in place you can be sure that your best interests are protected and that you have market leading advice to help you move forward in the best way for you and your family.

EU Property Solutions are one of the very few companies who specialise in this niche area and pride we ourselves on our strong network, expertise, and client focused approach. We are UK based with offices in Leeds , Belfast, and Spain and have many happy clients whom will testify to our good work and name.

Request a Call Back

Please fill in your details to request a call back from their expert team



EU Property Solutions always offer any potential client a free initial consultation. This can be done face-to-face in one of our three office locations, via Skype, a conference call or via email. We typically ask for standard financial information when meeting as this allows us to give you the best advice tailored to your circumstances. We are not here to judge, but to assist those who find themselves in difficulty and provide solutions to navigate to better positions. Our fees are always made open and transparent from the outset and there are no hidden fees or costs.

Our team has a fantastic attitude and will take openly and frankly with all our clients with the sole aim of achieving the best possible outcome. Please contact us at EU Property Solutions today and we look forward to meeting you soon.




Financial Advisory

Business consultancy


Our specialised team are like no other and have been specifically developed to beexperts in the field of Insolvency and Debt negotiations.

We pride ourselves on the excellent relationships we build with all stakeholders. The professional service provided to everyone that walks through our door is, without a doubt, the best available.

We work with all financial institutions in a way that looks to positively resolve the situation for our Client and this is in turn invariably is the best outcome for lenders and creditors.


team - Terry Bell



James Bell


Managing Director

Karen Isaac


Business Relationship

Radoslav Raykov


Operations Director

Read our Testimonials

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Work with us



Don’t Risk Your Financial Future
October 23, 2019 | 0 Comments

A frequently asked question at EU Property Solutions is whether an overseas property debt issue could affect your ability to buy property in the United Kingdom or your home country. Every case is different, the below outline potential scenarios which could affect your future. Many borrowers believe that their only option is to surrender their…

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Community Fees & IBI Taxes
October 16, 2019 | 0 Comments

EU Property Solutions assist people daily who have significant mortgage arrears and missed community fee payments. Many borrowers who purchased properties in Spain were not aware of the associated costs such as Community Fees and IBI taxes. These additional costs and Mortgage Debt in Spain can result in significant stress. Community fees are owed to…

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Will They Pursue Me In The UK?
October 10, 2019 | 0 Comments

Since the financial crisis in 2008, Spain has seen well over a quarter of a million properties repossessed. A staggering figure! A large proportion of these repossessions are foreign-owned properties.  EU Property Solutions find it incredible so many British and Irish borrowers feel they can merely “hand back the keys” and walk away from the…

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Which Countries Do We Specialise in?
October 2, 2019 | 0 Comments

EU Property Solutions are proud of the growing number of clients we assist across Europe and in fact the world. Pre – 2008 we saw many investors purchase their property in the sun and a large number of these borrowers have fallen foul of the much-publicised property market decline. With so many borrowers falling into…

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What Happens If You Stop Paying Your Foreign Mortgage?
September 26, 2019 | 0 Comments

IF YOU DON’T PAY YOUR OVERSEAS MORTGAGE, then it will likely have the same consequences if you didn’t pay your mortgage in your home country. Many with overseas mortgage debt in Europe seem to be under the illusion that not paying the mortgage will have no consequence to them – this is incorrect. EU Property…

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Foreign Property Debt – Our Process
September 18, 2019 | 0 Comments

Over the years, we have built a wealth of experience, we have come to learn that every case we deal with will differ. Each one of our client’s circumstances are different, and no two cases are identical. Nonetheless, there is a process EU Property Solutions follow to ensure we maintain the best possible service and…

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Why Do We Talk About Negative Equity?
September 11, 2019 | 0 Comments

Are you questioning if you are in Negative Equity and don’t fully understand the meaning? Not to worry – this is completely understandable. In less complex terms: Negative Equity occurs when the current loan or mortgage balance secured on a property is higher than the current market value of the property. An example of this…

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DIVORCED? But What About Your Overseas Property Debt?
August 28, 2019 | 0 Comments

EU Property Solutions are working in numerous cases with divorced or separated couples who require to settle their overseas debt in an amicable fashion. EU Property Solutions understand this can be a difficult and emotional time for all involved, nonetheless civility and working together can bring excellent results. A common occurrence in these types of…

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“What If I Die Before My Overseas Mortgage Expires?”
August 21, 2019 | 0 Comments

A tough question but a common theme our team experience here at EU Property Solutions.  Demographically speaking, a majority of our clients are those of retirement age who purchased property during the boom period in Europe pre-2008. There have been multiple occasions where we have received enquires from people who have advised their mortgage term will last long…

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CYPRUS-Our Experience To Date
August 14, 2019 | 0 Comments

EU Property Solutions have successfully completed cases where borrowers were suffering from Negative Equity issues in Cyprus. We wanted to share our experiences to date and outline the routes available for borrowers losing the Swiss Franc Mortgage battle. The majority of cases we resolve within Cyprus are as a result of mortgages being sold in…

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