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TESTIMONIALS

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“EU Property Solutions were recommended & introduced to us by our Property Manager in Spain. We had reached a point where it was no longer viable to keep up with the associated costs of a property abroad …… it was financially crippling us!
With Oceanview Properties, we thought we had bought into a “Dream”. However, it became a 10 year “Nightmare” and we struggled with the financial commitments on our Spanish property.
We chose to speak with Rado Radoslav - EU Property Solutions regarding our predicament. We met and spoke with him many times, he was helpful, knowledgeable, informative and recommended we speak to other clients who had already successfully utilised their services prior to us committing to EU Property Solutions.

EU Property Solutions supported us in obtaining the appropriate documentation to legally release us from ownership of our Spanish property, this included any financial commitments (including mortgage).
We left the situation free of debt and free of burden.

We are Relieved and grateful now that we can move on with our lives.

We would Definitely recommend EU Property Solutions to anyone in a similar situation.

It’s just a shame that there are people out there who do not know who/where to turn to!”

Mr + Mrs. Collins

Manchester

“In partnership with another couple My wife and I purchased a quad villa in Playa Golf II near Cabo Roig in 2007 for €198,000 euros plus taxes using a mortgage of €170,000 euros.
The mortgage was a 15-year interest only, followed by a 15-year capital and interest repayment.
We were in a ‘fool’s paradise’ paying only €138 per month due to the historically low interest rates since 2009.
However due to the global crash our property was worth less than €125,000 euros with very little hope of an increase in the foreseeable future.

With the switch to repayment mortgage looming in 2022 we faced an increase of mortgage repayments from €138 to approx. €1,400 per month.
With a negative equity of €50,000 plus costs we were unable to sell the property.
Our own situations meant that we would be unable to service such a large increase in monthly charges.
Myself and my wife have retired with a fixed income and our friends have two daughters whose university fees need to be met so we would not have had the income available to pay such a large Spanish mortgage.

This is when we decided to contact EU property Solutions to seek an answer to our seemingly unsolvable situation. We contacted our representative in Spain and he set the ball rolling.

The first thing we had to do was to send them our mortgage document for the Spanish lawyer to examine to see if it was suitable to pursue a property surrender and debt write off

The news came back that it was viable and that EU properties had a very good relationship with the lender with whom we had the mortgage.
Following this we had a variety of paperwork to gather and send electronically to the Spanish office.
Once these things had been done it was a case of handing over to the Spanish team and sitting tight until it was completed. This was a nervous time although in fact it was only a couple of months before we had positive news.

Naturally when the news came through that it had been a success with everything being written off and no longer a burden, we were elated and relieved.
Having had time to reflect we have no regrets with proceeding with our case. Even though initially we had deep mistrust of anything to do with the Spanish property market, EU property solutions assured us with their professionalism and diligence in coming to a successful resolution.
Without a doubt we would recommend EU Property Solutions to someone in a similar situation.
They are one of the few totally trustworthy organisations that we have dealt with during 11 years of Spanish property experience.

Thank you, EU Property Solution.”

Mr + Mrs. Simpson

Birmingham

“I bought a property in 2007 in the resort of La Cala in the Costa Del sol. This was an Interest only mortgage of €194,000. In 2008 the housing market hit rock bottom due to the financial crash leaving myself and many others in Negative Equity.

The interest only period had ended, making my monthly repayments treble to €1600. This amount was way out of reach for me and the debt began mounting up.

The burden of this debt was very traumatic. It’s always on your mind, giving you sleepless nights and all I did was worry about how I was going to get out of this situation. I own my house outright in the UK and I worried constantly about it being taken away to pay off this debt. This was not a healthy situation to be in.

I first spoke to the Director of EU Property Solutions from his office in Leeds. I informed him of my situation regarding my mortgage. He quickly assured me that he could sort this all out for me and told me all about the company and how he could assist me. He advised me that my case will be dealt with by their legal team in Spain.

One of the Spanish Legal team members over in Spain managed everything for me. He was very friendly and was always forthcoming with any advice he could give me. He looked after everything for me and I didn’t have to leave the UK, he arranged everything. Great job to him! And, a big thank you to the Director he was such a gentleman!

The team member in Spain called me the say the bank had accepted the property back and the debt was settled. It felt like the world has been lifted from my shoulders. No more sleepless nights! What a relief. I never realised how debt can have an effect on your health. Feeling ten years younger, well almost! God bless you both for your help!

If anybody finds themselves in this situation, you must contact EU property Solutions immediately, they will sort all your problems out like they did for me. I would have no hesitation in recommending EU Property Solutions to anybody.”

Mr. McGuinness

Merseyside

“I contacted EU Property Solutions after they were recommended to us by a close friend of ours. We had purchased a property in the popular resort of Alboran Hills in the Costa Del Sol however the holiday dream had quickly come to an end.
It had come to the point where the property was in negative equity and many other owners were leaving the development. There was no financial future in holding on to this property.
This situation had become financially draining and stressful. It was preventing me from planning a future with my family. Not only that my home life was suffering. I needed to have some important repair work done on my UK home and this was preventing me from having this done.
EU Property Solutions intervened and took complete control of the situation. They kept me informed of everything that was going on and communicated very well. I learnt that this process was much quicker and less stressful than tackling it alone.

Now I feel like a weight has been taken off my shoulders. I am freed up and can plan ahead financially. The burden of making the initial decision has gone and I honestly feel like my life has more hope! I can also travel to other destinations on holiday.

I would recommend EU Property Solutions to anyone in a similar situation. For me not paying the mortgage whilst this process was underway helped me enormously.”

Mr. Smyth

London

“I bought a property in 2007 in the resort of La Cala in the Costa Del sol. This was an Interest only mortgage of €194,000. In 2008 the housing market hit rock bottom due to the financial crash leaving myself and many others in Negative Equity.

The interest only period had ended, making my monthly repayments treble to €1600. This amount was way out of reach for me and the debt began mounting up.

“I bought a property in the popular development of Alboran Hills in Costa Del Sol. This was purchased during the property boom and was my dream holiday home. Little did I know this would be turn into my worst nightmare.

After the financial crash in 2008, I was unable to continue to pay the mortgage as this had become unsustainable. To make matters worse a charging order had been placed on my property in the UK due to the arrears owing. I was shocked and didn’t know where to turn. I was so worried about what might happen.

The bank in the UK wouldn’t allow me to make any amendments to my mortgage and I was suffering financially. I had these restrictions placed on me and I felt trapped.

After doing some research online, I contacted EU Property Solutions. They assessed my situation and advised me that they would be able to assist me. I instantly felt better, knowing that help was at hand. They kept me informed every step of the way and managed to successfully negotiate a deal with the bank and I was able to surrender the property.

I now feel that I can move forwards with my life. I can get the extension on my house done that I always wanted.

I just want to say a big thanks for all the hard work you have done to solve these problems, if I ever hear of anybody else going through the same problem I have, will always put your name forward thanks again.”

The burden of this debt was very traumatic. It’s always on your mind, giving you sleepless nights and all I did was worry about how I was going to get out of this situation. I own my house outright in the UK and I worried constantly about it being taken away to pay off this debt. This was not a healthy situation to be in.

I first spoke to the Director of EU Property Solutions from his office in Leeds. I informed him of my situation regarding my mortgage. He quickly assured me that he could sort this all out for me and told me all about the company and how he could assist me. He advised me that my case will be dealt with by their legal team in Spain.

One of the Spanish Legal team members over in Spain managed everything for me. He was very friendly and was always forthcoming with any advice he could give me. He looked after everything for me and I didn’t have to leave the UK, he arranged everything. Great job to him! And, a big thank you to the Director he was such a gentleman!

The team member in Spain called me the say the bank had accepted the property back and the debt was settled. It felt like the world has been lifted from my shoulders. No more sleepless nights! What a relief. I never realised how debt can have an effect on your health. Feeling ten years younger, well almost! God bless you both for your help!

If anybody finds themselves in this situation, you must contact EU property Solutions immediately, they will sort all your problems out like they did for me. I would have no hesitation in recommending EU Property Solutions to anybody.”

Mr. Howell

Bristol

"I would like thank you for everything that you have accomplished for me & my wife over the last few months & your professional approach to this difficult situation- well done! We can now get our lives back on track & plan for the future."

Mrs + Mrs J. C

Dublin

I was STRESSED beyond belief as I could not understand how to communicate with the lender. It was costing me a fortune in translation. I am SO grateful that EU Property Solutions took over my problem and EVEN MORE HAPPY with the amazing settlement they obtained.

KB

Co Down

Our clients are that impressed with how we have changed their lives that they are willing to speak to you to back up any testimonials! We have a list of advocates who are willing to speak to you to vouch for our service! Contact us here or fill in our contact form and we can put you in touch with some of our happy clients and let them tell you first hand!

I am writing this letter on behalf of myself and my wife, we purchased a property on the Costa Del Sol in 2004 and then the recession hit us very hard. We had a mortgage for €161,000 and could not keep up with the payments, we also incurred community fee debts and also (I.B.I TAX DEBTS). We were in a very low place that was until we received a letter from EU Property Solutions. They invited us down to their office in Leeds and we had a meeting with James Bell. He said he could help with the negative equity along with his team. This we did not believe as we tried everything but me and my wife thought long and hard and we went ahead.

James put us in touch with Radoslav Raykov and what a man he was from the day we spoke we never looked back. Radoslav was excellent from start to finish. It took him under 6 months to sort out all our problems and with this he managed to cancel all our debt. This was incredible he made the bank take back the property and the community cancel our debt and cancel the I.B.A Taxes outstanding. We would like to go on record and say we are so grateful for Radoslav and James for all their effort in this matter. If anyone is in the same nightmare we were in I recommend you contact James Bell at EU Property Solutions as soon as possible. If anyone would like to contact me on a personal note please call me on my mobile (my number can be requested from one of the team at EU Property Solutions) and I will gladly speak to you and talk about our experience.

All the best to all the team at EU Property Solutions

Mr & Mrs G

England

Thank you for dealing with our Spanish property release with the successful outcome achieved this has been a massive relief to myself & my wife.

We are very grateful to you both for the excellent & tactful way in which you handled the situation with the Spanish banking establishment & particularly with the efficiency & speed in which it was executed. Myself & my wife could not have negotiated with the Spanish banking system without your professional skills & guidance.

I would just like to finish by saying that we now have our financial lives back on track & we would highly recommend your company for any dealings with property associated debt.

Mr & Mrs B

North West England

Having retired a couple of years ago and with my wife suffering from ill health, I was still having to manage a property in Spain and paying €1100 a month on a Spanish mortgage. I made direct contact with my lender and they were very unhelpful. I got introduced to EU Property Solutions through a Neighbour in Spain; they managed the process from start to finish and negotiated our exit from Spain; and we didn’t have to pay the lender anything on a significant shortfall. Myself and my wife can now start to enjoy our retirement and life again for the first time in nearly a decade, all thanks to EU Property Solutions

J. F

Northern Ireland

“We bought our property in our 40’s thinking maybe one day we could retire there; we couldn’t have been more wrong! We thought it would go away but we could never keep up with the mortgage and we didn’t receive an income like we were promised. A friend mentioned EU Property Solutions to us and there was our answer! They helped us handle every aspect of the case and were professional and kind, the settlement they obtained was fantastic and the relief is amazing especially at our time of life I would highly recommend their services”

Mr & Mrs L

Northern Ireland

I would like thank you for everything that you have accomplished for me & my wife over the last few months & your professional approach to this difficult situation- well done! We can now get our lives back on track & plan for the future.

Mrs + Mrs J. C

Dublin

I had taken out a mortgage on a ‘dream’ property with a Spanish lender almost 10 years ago, which soon after turned into a nightmare. I was unable to keep up with the mortgage payments and it was causing me untold stress. My Spanish lender was being extremely unhelpful and quite frankly the language barrier put me off wanting to deal with them, so I brushed it to the back of my mind for quite some time. After speaking to a friend out in Spain they told me about EU Property Solutions and how they had managed to achieve a significant write down on the remainder of someone’s mortgage after they had sold their holiday home. I thought this sounded too good to be true, but due to the fact that they provided an initial consultation free of charge I gave them a call, after all ‘nothing ventured, nothing gained’. They explained to me that my case had potential for the same outcome and so I appointed them to represent me to the bank on my behalf. They were able to write off over €150,000 with a miniscule settlement amount, I cannot describe my relief when I got the news. I am more than pleased with the results and their service throughout and would implore anyone in the same position to give them a call.

B. A

Leeds

“Our case was complicated me and my wife where going through a divorce which was stressful enough, the Bank was impossible to work with, I called EU Property Solutions and they guided us through everything, they have wide network of people in Spain and went further then we could ever imagine. Thanks to all the team at EU Property Solutions we can now move on with our life."

Mr D, Essex

EU Property Solutions specialise in taking the stress away and dealing with everything until the issue is resolved.

Good Morning

Firstly can I thank you for the successful completion of this process and transaction. When I first met you James in Leeds I was so encouraged to hear that the issue was solvable but struggled to believe in your 100% belief that you could actually bring about a successful outcome. I am so very grateful and will happily be a referee for any future clients. Rado I have appreciated your continued support, positive reassurance and guidance throughout the process immensely, as you know I have been exceedingly anxious. xxxxxxx thank you for your sterling work in negotiating this settlement

Susan

Susan C

South England

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